A Blog by Cheryl Campbell!!

Hello! Today I thought I'd try something different!! For your sake (lol) I won't be writing a mammoth Blog myself but instead thought I would include a Blog from a Friend of mine. I really like to support Friends and Colleagues in business....so for this Blog wanted to include a Blog from Cheryl Campbell. Not only can she coach you about your financial/life situation...but she - like me - is ALL ABOUT empowerment, inspiration, strength, health, happiness etc, etc...not only in us but in our children. As such, she is holding the "RealU" summer camp for teen girls from July 8th - 11th. If you have a teen daughter, Neice or know of one who would benefit from a few days of positivity from other girls and Presenters (I'll be there!!) ... then let me know and I will happily get the information to you!!! I think it's wonderful she's taken it upon herself to do. So!! Please check out her Site from the link below....but also..here's her Blog to read. http://www.cherylcampbell.ca/read-important-lesson/ *** I had a very important lesson this week. My sister-in-law was diagnosed with breast cancer 2 weeks ago. This past Monday she had a mastectomy. Her journey has just begun as she will now have to go through rounds of chemo which will not be fun and she has a little 2 year old girl at home. The positive side of this is I am able to see such an amazing strength within her and I can use her experience to encourage and support others going through a similar situation. The toughest part of this for me is that my dear sister-in-law is sick and I had not been able to sell her Critical Illness Protection. For any advisors reading this you may know how I am feeling and it is not the greatest feeling at all. I am not saying that critical illness insurance is a cure, but what I have seen in my line of work is that stress and money can just make matters worse. This message is for everyone. It is for advisors and those people that your advisors have talked to about this coverage and for those who have never heard of it. Please hear me out. Advisors – I encourage you to talk to everyone about this coverage. Do not be shy because I will tell you one thing that I know for sure, if you at least tell them about it, you can ease your own mind if something happens. Clients, friends and anyone who has heard about this coverage, Critical Illness Insurance, listen when you are told about it. Research it, pay attention. This coverage is for you! You personally. If you are diagnosed with a critical illness and survive it after 30 days, it is YOU that will receive the money. We cover our houses our cars our IPods, what about our finances? This insurance protects you and the financial stress that can be caused if you are sick. A critical illness affects everyone around you! It is not just about you. The situation that my brother has gone through with his wife’s illness is he just took his First 2 week, leave of absence. NO PAY. Yes that is correct. His year runs July to July, he did not have any vacation left or any sick time. His boss said, “Don’t worry, take as much time as you need to be with your wife,” yes but NO PAY. So if you think about this situation. My sister in law is off on disability, and now my brother has taken a leave of absence. RRSP’s were not made to cover you off if you get sick. This is what I have seen. Critical Illnesses are abundant. They happen every day. What is now true that wasn’t 50 years ago is that people survive the critical illness. We are beating the diseases the problem is that most people are not prepared for the financial impact of a critical illness. What we see is withdrawals from savings accounts and RRSP”s remortgaging, increased lines of credit. The financial impact is not pretty. We need to take precautions now. My last thought for everyone is to protect your health; take care of you. Exercise, eat properly, rest. Protect your finances, insure your most valuable asset, YOU. Enjoy your life while you are physically able. We never know what our life has in store and we constantly put things off that we shouldn’t. Be financial responsible, prepare for the unexpected. And the last thing I need to mention is Listen to your Advisors, get an advisor to help you and for the Advisors reading this, TALK TO YOR CLIENTS! Remember it is not about YOU, we are all affected when it comes to a critical illness. Blessings.